This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Life and Protection Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness or injury.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
UK News
UK negotiators are working "flat out" to get a trade deal with the US, Chancellor Rachel Reeves says.
The comments from the US Treasury Secretary come as the trade war between the world's two biggest economies has escalated.
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Boeing's boss says it's looking to sell 50 more planes China has on order to other countries.
The government borrowed more than expected last year, placing more pressure on the public finances ahead of the full impact of US tariffs.